Dealing With Car Insurance Companies
An experienced Athens, TX attorney serving all of Henderson County and East Texas
When you've been hurt in a car accident caused by another driver, you deserve financial compensation. So you file a claim with the other driver's insurance company. Seems like it should be simple, but things can get complicated quickly. Attorney Jeff Weinstein of Weinstein Law helps the injured navigate the process to get results.
There's one thing to remember about insurance companies - they are not on your side. Insurance companies want to make money and keep their profits as high as possible. One way to do that is to keep their payouts as low as possible. And they have lawyers looking out for their best interests.
That's why you need a lawyer who knows how to take on insurance companies. Attorney Jeff Weinstein has been fighting for the injured in Henderson County for decades. He knows the games insurance companies like to play. And he knows what it takes to help you recover the financial compensation you deserve.
Here are some of the tactics insurance companies like to use:
- They'll blame you for the crash. Texas uses a modified comparative fault rule when deciding personal injury cases. A driver is unable to recover damages if found to be 51% or more at fault for the accident. So the insurance company may try to suggest that you were at least 51% responsible for what happened.
- They'll argue that your injuries were pre-existing. Insurance companies may try to argue that they don't owe you anything because your injuries happened before the accident. They'll use discovery requests to seek your medical records. They're looking for information that they can use against you.
- They'll make a lowball settlement offer. One way insurance companies try to save money is by offering much less than you deserve for your injuries. Soon after the accident, they may contact you with a settlement offer. But it will likely be far less money than your claim is worth. They may tell you it's the best they can do. Don't believe them.
Jeff Weinstein fights for the best possible outcome for his clients. He starts by investigating your accident to find out what really happened. This involves gathering evidence, reviewing accident reports and other documentation, and interviewing witnesses. When needed, Jeff also consults accident reconstruction experts and other specialists.
He also determines the total damages you have suffered as a result of the accident. This includes medical expenses that have added up for treating your injury. It also includes the cost of any future treatment you'll need for your injury. If you were unable to work because you were hurt, Jeff can seek lost wages. There may be other damages, such as pain and suffering.
When insurance companies see that Jeff has put work into the case and is prepared to fight, they usually agree to a settlement negotiation. But Jeff is not interested in a quick deal that helps them save money. Any settlement has to be one that meets your needs. If they won't negotiate, he'll be ready to fight for you in court.
Learn more about how an experienced car accident attorney can help you deal with insurance companies. Schedule a free consultation with Jeff Weinstein. Just contact us online to set up a time. If you can't make it into our Athens, TX office, Jeff can come to you.